Books Personal
For personal & family finances
IDR 49,000 /month
IDR 490,000 /year
Regular price: IDR 588,000
- Transaction recording
- Record from receipt photos
- Record by voice
- Budget per category
Managing Your Finances Is Now as Easy as Sending a Message!

Just like your everyday chats, sigap.ai automatically records transactions, provides insights, and generates reports based on your messages.
Type, send a voice note, or attach a file, just like a normal chat.
sigap.ai calculates your costs, expenses, income, and profits.
Your detailed report is sent directly to WhatsApp or Telegram.
Managing your daily finances just got simpler. Temi records your income and expenses through chat, shows you where most of your money goes, and reminds you before you go over budget, so you feel more in control of every decision.
| Feature Description | Use Case |
|---|---|
Record financial transactions via chat in everyday language, including corrections and cancellations. | Easily record daily income and expenses anytime via WhatsApp. |
Automatically reads photos of receipts, e-wallet/bank statements, and invoices. | Upload a photo of a shopping receipt or a mobile banking screenshot and it's recorded right away. |
Ask for your balance and get instant figures: profit, remaining cash, net worth, this month vs. last month. | Know your spare cash and an estimate of what's 'safe to spend until payday'. |
Breakdowns by category, wallet, store/person, activity, or time; biggest expenses. | See where most of your money goes each month. |
Set budgets with automatic alerts when you approach or exceed a limit. | Prevent overspending in specific categories (such as dining out or entertainment). |
Savings Goals, round-up savings, and an option to withdraw savings. | Helps you build an emergency fund or save for something you've been dreaming of. |
Record repeat transactions and recurring bills with reminders. | Make sure electricity, internet, or streaming bills are never missed. |
Record transactions instantly just by sending a voice note. | Handy when you're on the go or don't have time to type. |

Make your money last until the end of the month. Temi records your spending through chat, receipt photos, or voice notes, tells you how much is still safe to spend until payday, reminds you of installments and monthly bills, and helps you set aside savings.
| Feature Description | Use Case |
|---|---|
Automatically reads photos of receipts and invoices. | Essential for keeping proof of fuel, client meal, or business trip expenses. |
Mark office expenses with an activity tag for reimbursement claims. | Separates your personal money from office expenses you need to claim. |
Quickly record business trip or daily expenses via text or voice note. | Handy for recording operating expenses while working out of the office. |
Activity tags (e.g. 'Surabaya Trip', 'Client X Project') and per-activity reports. | Makes it easy to total the expenses of a business trip before claiming. |
Calculates your balance and the amount 'safe to spend until payday'. | An employee favorite that keeps your salary from running out before the end of the month. |
Reminders for recurring bills (mortgage, personal loans, motorcycle installments, electricity, paylater). | Avoids late fees on your monthly bills. |
Automatic savings goals and round-up savings from transactions. | Helps you set aside your holiday allowance, bonus, or yearly vacation savings. |

Your POS records sales, but market runs, operating costs, and supplier debts often slip through the cracks. Temi records daily sales and all your purchases and costs through chat or receipt photos, monitors ingredient stock, and shows your real profit after the cost of goods and all other expenses.
| Feature Description | Use Case |
|---|---|
Record daily sales and ingredient purchases per item, plus supplier credit. | Makes it easy for staff, cashiers, and owners to record market runs and daily revenue via WhatsApp. |
Scan market receipts and food ingredient invoices. | Saves time entering daily ingredient purchases with many items. |
Tracks ingredient and finished product stock, with automatic restock suggestions. | Prevents running out of key ingredients (such as coffee, milk, or meat) during peak hours. |
Profit and loss reports with operating cost details and profit per product or menu item. | Shows your true profit margin after cost of goods sold and operating costs. |
Comprehensive sales reports and best-selling menu analysis. | Helps you decide which menu items to keep or drop. |
Ask for your cash balance, daily revenue, and net profit instantly via chat. | Owners can check restaurant performance anytime without being on site. |
Manage multiple restaurant or café branches, with profit tracking per outlet. | Monitor the financial performance of café branch A vs branch B in one account. |
Record debts to suppliers and cash advances for kitchen or service staff. | Tracks what you owe ingredient suppliers and employee cash advances. |

Record sales as fast as you serve customers. Temi records wholesale and retail transactions through chat or voice, reads supplier invoices with many items, tells you which items need restocking, and shows the margin on each item plus unpaid receivables.
| Feature Description | Use Case |
|---|---|
Record wholesale and retail transactions, customer credit, and repayments. | Keeps your store's customer credit and payment terms neatly recorded. |
Photograph supplier or purchase invoices with many items. | Speeds up recording incoming goods from distributors and wholesalers. |
Quickly enter sales via chat or voice when the store is busy. | Owners and store staff can enter sales right away without a complicated POS computer. |
Real-time stock counts and reorder suggestions for items running low. | Avoids dead stock and running out of best sellers. |
Manage stock in your store, back warehouse, or across store locations. | Keeps stock in sync between your main warehouse and retail store. |
Profit margin reports per retail item or SKU. | Shows which items are the most profitable (high margin). |
Ask for your daily revenue, unpaid receivables, and remaining store cash instantly. | Gives owners full control over the store's daily cash flow. |
Analyze fast-moving vs slow-moving items. | Helps you plan discounts for slow-moving items. |

Your booking app tracks the schedule, but court electricity, maintenance, coach salaries, and canteen purchases are often tracked separately. Temi records rental and canteen income along with all your costs through chat or receipt photos, monitors ball and drink stock, and shows the profit of each court.
| Feature Description | Use Case |
|---|---|
Record court rental payments, coaching fees, racket rentals, and canteen sales. | Court staff or cashiers just chat with Temi to record daily rental income. |
Photograph court booking transfer proofs (deposit or full payment) and operating receipts. | Makes it easy to verify transfers from players and members. |
Projects/jobs in your business books, with profit tracking per project or court. | Tracks income and maintenance costs for each court (Court 1, Court 2, and so on). |
Catalog of rental items (rackets, balls), canteen food and drinks, and merchandise. | Lists hourly rental rates and the selling prices of balls, grips, and isotonic drinks. |
Stock control for padel balls, grips, and food and drinks. | Keeps merchandise and F&B inventory available at your padel club. |
Reminders for land rent, high-power electricity (court lights), and coach or staff salaries. | Keeps the biggest operating costs of a padel business under control (lights and court maintenance). |
Summary of rental and canteen income minus operating and maintenance costs. | Investors and owners can see the padel business's profit in real time. |


From Chat to Reports. Automatically.
Managing your daily finances just got simpler. Temi records your income and expenses through chat, shows you where most of your money goes, and reminds you before you go over budget, so you feel more in control of every decision.
Easily record daily income and expenses anytime via WhatsApp.
Record financial transactions via chat in everyday language, including corrections and cancellations.
Upload a photo of a shopping receipt or a mobile banking screenshot and it's recorded right away.
Automatically reads photos of receipts, e-wallet/bank statements, and invoices.
Know your spare cash and an estimate of what's 'safe to spend until payday'.
Ask for your balance and get instant figures: profit, remaining cash, net worth, this month vs. last month.
See where most of your money goes each month.
Breakdowns by category, wallet, store/person, activity, or time; biggest expenses.
Prevent overspending in specific categories (such as dining out or entertainment).
Set budgets with automatic alerts when you approach or exceed a limit.
Helps you build an emergency fund or save for something you've been dreaming of.
Savings Goals, round-up savings, and an option to withdraw savings.
Make sure electricity, internet, or streaming bills are never missed.
Record repeat transactions and recurring bills with reminders.
Handy when you're on the go or don't have time to type.
Record transactions instantly just by sending a voice note.

Make your money last until the end of the month. Temi records your spending through chat, receipt photos, or voice notes, tells you how much is still safe to spend until payday, reminds you of installments and monthly bills, and helps you set aside savings.
Essential for keeping proof of fuel, client meal, or business trip expenses.
Automatically reads photos of receipts and invoices.
Separates your personal money from office expenses you need to claim.
Mark office expenses with an activity tag for reimbursement claims.
Handy for recording operating expenses while working out of the office.
Quickly record business trip or daily expenses via text or voice note.
Makes it easy to total the expenses of a business trip before claiming.
Activity tags (e.g. 'Surabaya Trip', 'Client X Project') and per-activity reports.
An employee favorite that keeps your salary from running out before the end of the month.
Calculates your balance and the amount 'safe to spend until payday'.
Avoids late fees on your monthly bills.
Reminders for recurring bills (mortgage, personal loans, motorcycle installments, electricity, paylater).
Helps you set aside your holiday allowance, bonus, or yearly vacation savings.
Automatic savings goals and round-up savings from transactions.

Your POS records sales, but market runs, operating costs, and supplier debts often slip through the cracks. Temi records daily sales and all your purchases and costs through chat or receipt photos, monitors ingredient stock, and shows your real profit after the cost of goods and all other expenses.
Makes it easy for staff, cashiers, and owners to record market runs and daily revenue via WhatsApp.
Record daily sales and ingredient purchases per item, plus supplier credit.
Saves time entering daily ingredient purchases with many items.
Scan market receipts and food ingredient invoices.
Prevents running out of key ingredients (such as coffee, milk, or meat) during peak hours.
Tracks ingredient and finished product stock, with automatic restock suggestions.
Shows your true profit margin after cost of goods sold and operating costs.
Profit and loss reports with operating cost details and profit per product or menu item.
Helps you decide which menu items to keep or drop.
Comprehensive sales reports and best-selling menu analysis.
Owners can check restaurant performance anytime without being on site.
Ask for your cash balance, daily revenue, and net profit instantly via chat.
Monitor the financial performance of café branch A vs branch B in one account.
Manage multiple restaurant or café branches, with profit tracking per outlet.
Tracks what you owe ingredient suppliers and employee cash advances.
Record debts to suppliers and cash advances for kitchen or service staff.

Record sales as fast as you serve customers. Temi records wholesale and retail transactions through chat or voice, reads supplier invoices with many items, tells you which items need restocking, and shows the margin on each item plus unpaid receivables.
Keeps your store's customer credit and payment terms neatly recorded.
Record wholesale and retail transactions, customer credit, and repayments.
Speeds up recording incoming goods from distributors and wholesalers.
Photograph supplier or purchase invoices with many items.
Owners and store staff can enter sales right away without a complicated POS computer.
Quickly enter sales via chat or voice when the store is busy.
Avoids dead stock and running out of best sellers.
Real-time stock counts and reorder suggestions for items running low.
Keeps stock in sync between your main warehouse and retail store.
Manage stock in your store, back warehouse, or across store locations.
Shows which items are the most profitable (high margin).
Profit margin reports per retail item or SKU.
Gives owners full control over the store's daily cash flow.
Ask for your daily revenue, unpaid receivables, and remaining store cash instantly.
Helps you plan discounts for slow-moving items.
Analyze fast-moving vs slow-moving items.

Your booking app tracks the schedule, but court electricity, maintenance, coach salaries, and canteen purchases are often tracked separately. Temi records rental and canteen income along with all your costs through chat or receipt photos, monitors ball and drink stock, and shows the profit of each court.
Court staff or cashiers just chat with Temi to record daily rental income.
Record court rental payments, coaching fees, racket rentals, and canteen sales.
Makes it easy to verify transfers from players and members.
Photograph court booking transfer proofs (deposit or full payment) and operating receipts.
Tracks income and maintenance costs for each court (Court 1, Court 2, and so on).
Projects/jobs in your business books, with profit tracking per project or court.
Lists hourly rental rates and the selling prices of balls, grips, and isotonic drinks.
Catalog of rental items (rackets, balls), canteen food and drinks, and merchandise.
Keeps merchandise and F&B inventory available at your padel club.
Stock control for padel balls, grips, and food and drinks.
Keeps the biggest operating costs of a padel business under control (lights and court maintenance).
Reminders for land rent, high-power electricity (court lights), and coach or staff salaries.
Investors and owners can see the padel business's profit in real time.
Summary of rental and canteen income minus operating and maintenance costs.

Start for free. A yearly plan costs just 10 months.
For personal & family finances
IDR 49,000 /month
IDR 490,000 /year
Regular price: IDR 588,000
For sole proprietors & freelancers
IDR 189,000 /month
IDR 1,890,000 /year
Regular price: IDR 2,268,000
For businesses with teams & multiple branches
IDR 289,000 /month
IDR 2,890,000 /year
Regular price: IDR 3,468,000
| Feature | Books Personal | Books Solo | Books Business |
|---|---|---|---|
| Recording | |||
| Transaction recording | Included | Included | Included |
| Record from receipt photos | Included | Included | Included |
| Record by voice | Included | Included | Included |
| Recurring transactions | Included | Included | Included |
| Import transactions from file | Included | Included | Included |
| Export transactions to Excel/PDF | Included | Included | Included |
| Personal finance | |||
| Budget per category | Included | Included | Included |
| Savings goals | Included | Included | Included |
| Payables & receivables | Included | Included | Included |
| Wallets & balance transfers | Included | Included | Included |
| Manage categories | Included | Included | Included |
| Spending per activity | Included | Included | Included |
| Daily reminders | Included | Included | Included |
| Account & reminder settings | Included | Included | Included |
| Business | |||
| Product & service catalog | Not included | Included | Included |
| Stock & adjustments | Not included | Included | Included |
| Sales reports | Not included | Included | Included |
| Profit & loss reports | Not included | Included | Included |
| Order list & search | Not included | Included | Included |
| Revenue & order summary | Not included | Included | Included |
| Project dimensions | Not included | Included | Included |
| Scale & team | |||
| Multi-warehouse | Not included | Not included | Included |
| Multi-store | Not included | Not included | Included |
| Tax report pack | Not included | Not included | Included |
| Marketplace sync | Not included | Not included | Included |
| Team / multi-user | Not included | Not included | Included |
Quick answers to the questions our users ask most.
An AI companion that helps you manage your business's day-to-day finances and operations — as easy as sending a message on WhatsApp or Telegram, so you can focus more on what's truly productive.
Anyone managing their own money and business — from personal finances and side hustles to small businesses and online sellers in Indonesia.
We're opening access gradually and in limited batches. Waitlist members are the first we invite — and the first to hear the news.
Yes. As long as you can use WhatsApp or Telegram, you can use sigap.ai.
You can try sigap.ai for free first, so you can experience its benefits.
Security and privacy are our priorities. Your data is handled in line with Indonesia's Personal Data Protection Law (UU PDP), looked after carefully, and always remains yours.